Forum de l'association French-Drift-Community

It is safe to say that Europe is one of the most mature regions in the e-commerce market. The euro is used as the national currency in 19 of the 28 EU member states, and SEPA (Single Euro Payments Area) has become the pan-European method for transferring funds.



While debit and credit cards are the preferred payment method in most European countries, the EU market continues to be very diverse in terms of local, alternative payment methods (payment systems): ELV, Sofort and GiroPay in Germany, iDEAL in the Benelux and etc. Payment methods in various parts of the region constitute a complex set of payment methods that are worth exploring before a business actively enters a new region.

Hello, traditional payment methods, including cash, bank transfers, checks, plastic cards, were invented long before the advent of e-commerce. Therefore, it is not surprising that they do not fully meet her needs. Of course, when buying an ordinary "physical" product, money can be taken from the buyer upon delivery. But if a "digital" product or information is purchased, there must be a way to pay for the purchase directly "on the spot", that is, on the seller's website. That is why it is extremely urgent in e-commerce to develop a universal payment method for Card Processing and purchases on the Internet, which would allow making cheap and secure payments in real time.